Home Equalizer values your home from real sales and real photos of your house. Not from who lives on your street.
See what homes near you sold for →A low appraisal can kill a sale, block a refinance, or shrink the equity a family spent years building. Researchers have measured the gap for years. We built Home Equalizer to close it.
Average amount homes in majority-Black neighborhoods are undervalued compared with similar homes elsewhere.
Brookings Institution, 2018Total lost value across those neighborhoods nationwide.
Brookings Institution, 2018How much more often homes in America's majority-Black neighborhoods were appraised below the sale price than in majority-white ones (15.2% vs. 9.8%).
FHFA records of 14.3M purchase appraisals, 2019–2023No stranger walking through your house making judgment calls. You show us your home, we check the facts, and the numbers speak for themselves.
The app walks you room by room. Snap photos and short videos, and it measures your space as you go.
A short guided video confirms it's really your home. This is what makes lenders trust your value.
See your value, the nearby sales behind it, and proof it was checked for bias. Share it with your lender in one tap.
Every number comes with the "why." If your bank's appraisal came in low, you'll have what you need to challenge it.
A clear number and range, based on recent sales of homes like yours.
We test every value to make sure your neighborhood's makeup didn't move the number.
Appraisal too low? We build a reconsideration request with the sales and photos to back you up. Try it free →
Licensed appraisers review any home that needs a closer look, without a site visit in most cases.
No secret formulas. Here's what goes into your value, what's there for context, and what we use only to test fairness.
These set your value and match scores.
Arm's-length sales of homes near you. Older sales are adjusted to today's prices.
NJ deed records (SR1A) · Zillow price index by ZIPEach home's past sales, dates, prices, and changes in ownership. Family transfers and other non-market sales are left out.
NJ deed records · county clerksSize, year built, home type, and tax assessment for every home.
NJ tax list (MOD-IV)Condition and updates that records can't see, like a new roof or kitchen.
You, in the Appraisal Prep appWhere each home sits, for distance and your same-radius search. Flood zones too.
NJ tax block map · FEMA flood mapsShown so you understand your market. Never used in your match score or condition grade.
Median prices, price per square foot, sales volume, and price trends for your town and ZIP.
NJ deed records · Zillow Home Value IndexHow nearby homes looked when they were last listed, for reference.
Public listings via RealtyAPIUsed only to check that values come out fair. Never used to set a value.
How often appraisals came in below the sale price, by state, county, and neighborhood.
FHFA Uniform Appraisal Dataset, 2019–2023Neighborhood makeup, used only to prove it didn't move your value.
U.S. Census BureauFaster valuations with the documentation regulators now expect.
Give your members a tool that works for them, not against them.
Three of the biggest studies, what they found, and what they mean for your home's value.
Oct 14, 2026 · 6 min readFair radiusAppraisers choose how far to look for comparable sales. In Black neighborhoods, they look much closer to home.
Oct 14, 2026 · 4 min readAVMsHow Zestimates and other automated valuation models work, how accurate they are, and where they fall short.
Oct 14, 2026 · 5 min readNot by itself. Your Home Equalizer value is a verified estimate you can use to plan, negotiate, and challenge a low appraisal. When a lender needs a formal appraisal, one of our licensed appraisers reviews your file and signs off.
The live video check makes sure it's really your home and nothing is hidden. The app also checks your photos for edits and matches every room to the floor plan. That's what lets lenders trust the result.
Recent sales of similar homes nearby, public records about your property, flood maps, and the condition of your home from your photos. We never use the race or demographics of you or your neighbors to set your value. We only use public census and federal appraisal data to test that your value is fair.
Every home gets the same rule. We look within 1 mile first, and widen to 2 then 5 miles only if there aren't 3 strong matches from the last 12 months. Each sale gets a match score from 0 to 100 for size, age, type, distance, and how recently it sold. Your value comes from the best matches, and you can see every sale we used. How Fair radius works →
Your home value is free during early access. Appraiser reviews and lender-ready reports will have a fee, which we'll share before launch.
Your photos and videos are only used to value your home. We don't sell your data, and you choose who you share your results with.
We're opening early access in New Jersey first. Join the list and we'll let you know when it's your turn.